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    Home»Bitcoin»Bitcoin Options Project Predicts Below $100K Price By January 2026, Despite Fed Interest Rates
    Bitcoin

    Bitcoin Options Project Predicts Below $100K Price By January 2026, Despite Fed Interest Rates

    Ethan CarterBy Ethan CarterDecember 11, 2025No Comments4 Mins Read
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    Bitcoin Options Project Predicts Below $100K Price By January 2026, Despite Fed Interest Rates
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    Key takeaways:

    • BTC derivatives pricing suggests limited confidence in surpassing $100,000, influenced by macroeconomic uncertainties and Bitcoin’s poor performance against gold.

    • Even with enhanced liquidity from Federal Reserve measures, whale investors remain hesitant, indicating doubts about a lasting Bitcoin surge.

    Bitcoin (BTC) derivatives markets exhibit growing skepticism regarding the cryptocurrency’s ability to maintain bullish momentum, despite the US Federal Reserve’s shift towards an expansionary monetary policy. Traders are cautious due to risk aversion amid ambiguous economic conditions and Bitcoin’s ongoing underperformance in comparison to gold.

    019b0a3e afcb 7e73 8ed1 391ac9fe9fbe
    Gold/USD (left) vs. Bitcoin/USD (right). Source: TradingView

    The Fed’s anticipated decision on Wednesday to maintain interest rates at 3.75% received widespread approval, with Fed Chair Jerome Powell adopting a cautious tone during the press conference after the committee meeting. He emphasized persistent risks related to labor market fragility and stubborn inflation. Yet, two Fed members voted to keep rates at 4%, representing a significant divergence for a committee known for strong internal consensus.

    A pivotal moment arose with the Fed’s announcement to commence purchasing short-dated government bonds to “help manage liquidity levels.” The initial program of $40 billion authorized on Wednesday signifies a noteworthy departure from the last few years, which saw a continuous reduction of the Fed’s balance sheet, reaching a current $6.6 trillion from a peak of $9 trillion in 2022.

    This influx of liquidity enhances the cash banks can lend, promoting credit growth, encouraging business investment, and facilitating consumer borrowing amid a slowdown in economic momentum.

    Bitcoin options imply 70% odds BTC staying under $100,000

    The $100,000 BTC call (buy) option suggests a 70% likelihood that Bitcoin will remain at or below $100,000 by January 30, as per the Black & Scholes model.

    019b0a3e b313 711e 8e20 1569031963b1
    $100k BTC call option at Deribit, USD. Source: laevitas.ch

    To obtain the right to buy Bitcoin at a set price of $100,000 on January 30, buyers must pay a $3,440 premium upfront. In comparison, this call option was priced at $12,700 just a month ago. The option acts essentially as insurance and expires worthless if Bitcoin closes below the strike price; however, the potential upside remains unlimited as long as the market moves decisively above $100,000.

    Notably, Bitcoin’s monthly options expiration in January occurs two days after the upcoming FOMC meeting on January 28. According to the CME Group FedWatch Tool, traders assign a 24% chance to another interest rate cut in January. The uncertainty has increased following the government funding shutdown in November, which limited insight into US employment and inflation data.

    The stock market directly benefits from the Federal Reserve’s expansionist approach, as companies look forward to lower capital costs and easier consumer credit. In contrast, Bitcoin’s reaction tends to be less predictable, as investors moving from safe short-term government bonds may not view the cryptocurrency as a dependable store of value.

    019b0a3e b5bf 74e7 b6e1 3892e7750f32
    S&P 500 index (left) vs. US 5-year Treasury yield (right). Source: TradingView

    Yields on the US five-year Treasury were at 3.72% on Wednesday, down from 4.1% six months prior, while the S&P 500 increased by 13% in the same period. Traders are concerned that the rise in US government debt may weaken the dollar and intensify inflationary pressure, making the relative scarcity of equities more appealing despite worries about inflated valuations.

    What might trigger a Bitcoin rally remains unclear, but the escalating costs of default protection in the artificial intelligence sector could lead traders to lessen their stock exposure.

    Currently, Bitcoin whales and market makers are highly doubtful of a sustained rise above $100,000, despite the Fed’s policy changes creating favorable conditions.

    Related: Conflicted Fed cuts rates but Bitcoin’s ‘fragile range’ pins BTC under $100K

    This article is intended for general informational purposes and should not be construed as legal, tax, investment, financial, or other advice. The opinions expressed here are the author’s own and do not necessarily reflect the views of Cointelegraph. While we aim to provide accurate and timely information, Cointelegraph does not guarantee the accuracy, completeness, or reliability of any information in this article. This article may include forward-looking statements that are subject to risks and uncertainties. Cointelegraph will not be liable for any loss or damage resulting from reliance on this information.