The number of cryptocurrency holders in the U.K. has decreased this year compared to last, while the “average value held by investors” has grown, according to a report from the country’s financial authority.
This decline resulted in a drop in crypto owners from approximately 7 million last year to about 4.5 million this year. Nevertheless, awareness of cryptocurrencies among the U.K. populace stayed at 91%, the Financial Conduct Authority (FCA) indicated in its Cryptoassets Consumer Research 2025 report.
“The share of the U.K. adult population currently holding cryptoassets has decreased from 12% in 2024 to 8% in 2025,” the FCA stated.
The results were released as the FCA initiated a consultation on new proposed regulations for crypto as part of a broader effort to enhance oversight in the sector.
Despite the decline, the FCA remarked that crypto ownership in the U.K. “remains double the rate of crypto ownership reported in 2021.”
While the report identified a decrease in the number of U.K. consumers owning crypto, those who continue to invest seem to hold larger sums. About 21% reported having between 1,001-5,000 pounds ($1,345-$6,720).
The regulator discovered a trend toward higher average holdings, with the mean value per holder rising to just under $2,500, compared to last year’s $2,300. The total value of crypto owned by individuals in the U.K. reached $17.3 billion, as indicated by an October report from the Financial Times.
Bitcoin and ether are still the leading cryptocurrencies among U.K. investors, as per the FCA’s findings, with BTC held by around 70% of crypto investors and ETH by about 35%. Despite the decline in participation, investors continue to focus their investments in these two major digital assets.
