Close Menu
maincoin.money
    What's Hot

    Polygon, an Ethereum scaling network, is reportedly on the verge of acquiring the Bitcoin kiosk company Coinme, according to sources.

    January 8, 2026

    Bank of America Raises Coinbase Rating to ‘Buy’ as Exchange Expands Beyond Cryptocurrency

    January 8, 2026

    Severely Underappreciated Bitcoin Endures Ongoing Bear Market Without Clear Signs of Recovery

    January 8, 2026
    Facebook X (Twitter) Instagram
    maincoin.money
    • Home
    • Altcoins
    • Markets
    • Bitcoin
    • Blockchain
    • DeFi
    • Ethereum
    • NFTs
      • Regulation
    Facebook X (Twitter) Instagram
    maincoin.money
    Home»Regulation»US Strengthens Crypto Regulation as CFTC and FDIC Leaders Approach Confirmation
    Regulation

    US Strengthens Crypto Regulation as CFTC and FDIC Leaders Approach Confirmation

    Ethan CarterBy Ethan CarterDecember 12, 2025No Comments3 Mins Read
    Facebook Twitter Pinterest LinkedIn Tumblr Email
    1765549650
    Share
    Facebook Twitter LinkedIn Pinterest Email

    Crypto oversight in the US tightens focus as CFTC and FDIC leadership nears confirmation

    • Mike Selig is set to take over for Acting Chair Caroline Pham at the CFTC upon confirmation.
    • The CFTC has broadened its crypto oversight through collateral approvals and spot trading permissions.
    • Travis Hill’s confirmation would formalize his interim role at the FDIC and advance crypto-friendly banking policies.

    Crypto regulation in the U.S. is entering a more defined stage as Senate activities bring essential financial regulatory appointments closer to realization.

    Two regulatory bodies that significantly impact digital assets, the Commodity Futures Trading Commission and the Federal Deposit Insurance Corp., are approaching formal leadership transitions, according to a CoinDesk report.

    President Donald Trump’s nominees for the leadership of both agencies have progressed through the Senate confirmation process, signaling potential changes in the regulation of crypto markets and related banking.

    Though final votes are pending, recent events indicate that decisions are nearing, clarifying the regulatory outlook.

    Senate prepares for final votes

    The Senate advanced the confirmation process on Thursday by passing a resolution that sets the stage for final votes.

    The resolution passed with a 52–47 vote and encompasses a significant group of nominees being considered collectively, as reported by CoinDesk.

    Mike Selig, nominated to lead the CFTC, and Travis Hill, nominated for the FDIC chair, are included in this group.

    A representative of Senate Majority Whip John Barrasso announced on X that the final vote is anticipated early next week, although confirmation of the nominees may still be days away.

    Republicans in the Senate are using a strategy of voting on a series of nominations in batches, rather than one at a time. In this instance, lawmakers are addressing 97 confirmation matters simultaneously.

    Selig and Hill are just two of these positions, both of which hold significant weight for the crypto industry.

    This approach has expedited confirmations but may also reduce scrutiny on individual nominees.

    CFTC aims for crypto regulation leadership

    Selig currently holds a senior role at the Securities and Exchange Commission, where he has focused on crypto-related issues.

    If confirmed, he would succeed Acting Chair Caroline Pham, who has led the CFTC through multiple initiatives viewed as supportive of digital asset markets.

    Under Pham’s direction, the CFTC has established itself as an active participant in crypto regulation, even as Congress debates broader market structure laws.

    The agency is widely expected to assume a leading role in crypto regulation should lawmakers pass a bill that formally designates authority.

    Even in the absence of new legislation, the CFTC has already expanded its jurisdiction.

    It has formed a CEO council to advise on policy matters, approved the use of Bitcoin BTC $92,157.53, Ether ETH $3,237.28, and USDC along with other payment stablecoins as collateral, and permitted registered firms to offer spot crypto trading services.

    These initiatives have further integrated crypto into regulated financial transactions.

    FDIC’s banking perspective gains visibility

    At the FDIC, Hill has already served in an interim capacity, making his confirmation a formalization of his existing role, as noted by CoinDesk.

    During his interim leadership, Hill has implemented policies that suggest a more welcoming approach to crypto banking.

    This includes collaboration with banks serving digital asset companies, an area that has historically faced ambiguity due to regulatory caution.

    Regulatory framework begins to unify

    Together, the impending confirmations indicate a movement toward a more cohesive regulatory framework for crypto in the U.S.

    With leadership at both the CFTC and FDIC nearing finalization, oversight of crypto markets and crypto-related banking could soon operate under clearer and more coherent regulation.


    Share this article

    Categories

    Tags

    approach CFTC Confirmation Crypto FDIC Leaders regulation strengthens
    Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
    Avatar photo
    Ethan Carter

      Ethan is a seasoned cryptocurrency writer with extensive experience contributing to leading U.S.-based blockchain and fintech publications. His work blends in-depth market analysis with accessible explanations, making complex crypto topics understandable for a broad audience. Over the years, he has covered Bitcoin, Ethereum, DeFi, NFTs, and emerging blockchain trends, always with a focus on accuracy and insight. Ethan's articles have appeared on major crypto portals, where his expertise in market trends and investment strategies has earned him a loyal readership.

      Related Posts

      Memecoins and DeFi Plunge as Caution Sets In: Crypto Daybook Americas

      January 8, 2026

      Crypto Credit Begins to Resemble Cash Savings Accounts: Asia Morning Update

      January 8, 2026

      Senate Agriculture Committee to Align with Banking Panel for Upcoming Crypto Vote Next Week: Report

      January 7, 2026
      Ethereum

      Polygon, an Ethereum scaling network, is reportedly on the verge of acquiring the Bitcoin kiosk company Coinme, according to sources.

      By Ethan CarterJanuary 8, 20260

      Polygon is acquiring the bitcoin ATM provider for between $100 million and $125 million, as…

      Ethereum

      Bank of America Raises Coinbase Rating to ‘Buy’ as Exchange Expands Beyond Cryptocurrency

      By Ethan CarterJanuary 8, 20260

      Bank of America stated that it advised investors to purchase Coinbase’s stock, highlighting its recent…

      Ethereum

      Severely Underappreciated Bitcoin Endures Ongoing Bear Market Without Clear Signs of Recovery

      By Ethan CarterJanuary 8, 20260

      Analysts suggest that a significant rally may only occur once long-term holders have been depleted…

      Ethereum

      Zcash Governance Dispute Drove Down the Token’s Value: Here’s Why the Impact Might Be Overstated.

      By Ethan CarterJanuary 8, 20260

      Although the development team of Electric Coin Company has left to establish a new venture,…

      Recent Posts
      • Polygon, an Ethereum scaling network, is reportedly on the verge of acquiring the Bitcoin kiosk company Coinme, according to sources.
      • Bank of America Raises Coinbase Rating to ‘Buy’ as Exchange Expands Beyond Cryptocurrency
      • Severely Underappreciated Bitcoin Endures Ongoing Bear Market Without Clear Signs of Recovery
      • Zcash Governance Dispute Drove Down the Token’s Value: Here’s Why the Impact Might Be Overstated.
      • XRP ETFs Experience $40 Million in Outflows Following Eight Weeks of Inflows

      At MainCoin.Money, we cover everything from Bitcoin and Ethereum to the latest trends in Altcoins, DeFi, NFTs, blockchain technology, market movements, and global crypto regulations.

      Whether you’re a seasoned investor, a blockchain developer, or just curious about digital assets, our mission is to make crypto news accessible and reliable for everyone.

      Facebook X (Twitter) Instagram Pinterest YouTube
      Top Insights

      Polygon, an Ethereum scaling network, is reportedly on the verge of acquiring the Bitcoin kiosk company Coinme, according to sources.

      January 8, 2026

      Bank of America Raises Coinbase Rating to ‘Buy’ as Exchange Expands Beyond Cryptocurrency

      January 8, 2026

      Severely Underappreciated Bitcoin Endures Ongoing Bear Market Without Clear Signs of Recovery

      January 8, 2026
      Get Informed

      Subscribe to Updates

      Get the latest creative news from FooBar about art, design and business.

      Facebook X (Twitter) Instagram Pinterest
      • About Us
      • Contact us
      • Privacy Policy
      • Disclaimer
      • Terms and Conditions
      © 2026 maincoin.money. All rights reserved.

      Type above and press Enter to search. Press Esc to cancel.