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    Home»Ethereum»Chinese Bank Digitizes $600 Million in Yuan-Backed Government Bonds Using Tokenization
    Ethereum

    Chinese Bank Digitizes $600 Million in Yuan-Backed Government Bonds Using Tokenization

    Ethan CarterBy Ethan CarterDecember 4, 2025No Comments2 Mins Read
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    Hua Xia Bank, a publicly traded financial institution associated with the Chinese government, issued 4.5 billion yuan ($600 million) in tokenized bonds on Wednesday to minimize clearing friction by eliminating intermediaries from the auction process.

    As reported by Sina, the on-chain government bonds were issued by Hua Xia Financial Leasing, a subsidiary of Hua Xia Bank, a state-controlled commercial entity in China. The bonds provided a three-year fixed yield of 1.84% for investors.

    The $600 million bond tranche was exclusively auctioned to holders of China’s digital renminbi, also referred to as the digital yuan.

    China, Yuan, Stablecoin, CBDC, Tokenization, RWA Tokenization
    Overview of tokenized government securities market, excluding US government assets. Source: RWA.XYZ

    Tokenized bonds may decrease the necessity for intermediaries in transaction clearing, speeding up settlement times and reducing transaction costs.

    China has wavered on the matter of stablecoins and cryptocurrencies in 2025, opting to develop a central bank digital currency (CBDC) and state-approved applications of permissioned blockchain technology, as digital assets gain geostrategic significance.

    Related: China reiterates crypto ban after observing ‘speculation has resurfaced’

    Mixed signals from China as crypto gains prominence

    China’s government consistently alters its stance on stablecoins and cryptocurrencies, fluctuating between imposing bans and softening regulations to permit private firms to function in the sector.

    In early August, China targeted local brokers and financial firms conducting stablecoin seminars in the country, mandating these companies to cancel any planned events and cease publishing research on the topic.